Step by Step
The important thing to remember is that you are not alone, and that we are here to help you through the process. To arrange your ideal debt management plan, we will help you through the following steps:
A Thorough Financial Assessment of your Situation
What is your regular income and expenditure? Who do you owe money to and how much? Are there any other circumstances?
Creating a Financial Statement
Using the information you've provided we can start to work out how much you can realistically afford to offer each of your creditors.
Approaching Your Creditors
We will then approach your creditors on your behalf. In most cases, creditors are happy to agree the plans because they know they are realistic and sustainable.
A Realistic Single Monthly Payment
You then make an affordable single monthly payment, every penny of which goes to reducing your debts.
Providing a Case Officer
In case you have any worries or difficulties, we provide you with a case officer who you can contact and speak to directly.
Regular Reviews of your Situation
Your circumstances may change and our regular reviews ensure that at every point in time, your plan is the right one for you.
Ending the Plan
The plan will continue until your debts are clear or until you wish to voluntarily end the arrangement - if your income improves for example and you are able to pay more. Result!